Members Advantage FCU offers you a variety of ways to save, including
our basic Share Account, Share Sub Accounts, Christmas Club Account,
and IRA’s. Dividends are paid quarterly on the average daily
balance. Dividends on our Money Market account are paid monthly
on the daily balance.
Regular Share Accounts –
Your primary share account is your ownership account in the credit
union and can be opened with a minimum deposit of $25.00.
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Share Draft/Checking – A
checking account with the convenience of:
- Debit/ATM card Access
- No monthly fee with direct deposit
- Direct Deposit, Payroll deduction and overdraft protection available
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Special Share Account – This account is
designed for you to use for the purpose that YOU choose! You can
use this account for vacation funds, insurance premiums, emergency
funds, etc. This account allows you to separate your savings for
specific purposes from your primary savings, and can become a very
handy budgeting tool. NO minimum opening balance.
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Personal Business Share Account
– This is an account designed to enable you to separate
funds received in the operation of a small business or to set
aside tax dollars. NO minimum opening balance.
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Christmas Club – This is
a special purpose account designed to help you save for a specific
reason – holiday shopping! Can be opened with a minimum
$5 deposit.
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IRA Share Account – Plan
for the future, plan for retirement. This Individual Retirement
Account can be started at any time and with only $25. Contributions
can be made anytime and up to the current maximum limit.
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Money Market Account – This
account is designed for our members who want an investment that
features security, liquidity, and a high yield.
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Term Share Certificate –
A secure investment alternative. Share certificates with term
from 6 months to 60 months. Minimum balance to open is $500.00.
Penalties may apply for early withdrawal.
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